I opened my bank account when I was 17 with my mom because I started a job and needed somewhere to put my money. Since I was a minor she had to join my account to hers. Now that I’m 19 I want it to be separate. Would I have to have her permission? Would I have to close my account and open a new one? I wouldn’t mind having a joint account except for the fact that she stalks my transactions and always has something to say about my money.