Home/natural birth

Please shower me with natural birth/home birth stories! If and when I get pregnant I think I’d want to have one. But I want it hear more about it! Please share! Also I was wondering, are midwifes and home births covered by insurance (I know there are different types of insurance and different coverage) was yours covered? Did you save money by NOT going to the hospital? But mostly share stories! Thanks! And also why you chose to home birth and if you had any fears about it. Thanks!