IVF When to consider?

Well I guess it is now time to think about IVF. I've had 3 unsuccessful IUI's and will have my 4th probably on Sunday. I'm not in a good spot mentally right now so I'm already assuming that this one won't work either.

Anyway, if it doesn't I think I might take a break. This is way more stressful than I expected. I am mentally, physically, and emotionally drained. How do I keep going? I'm losing hope and I want to give up.

How can I be expected to pay 15k for IVF?

How does an honest hard working woman pay for that? Yeezus! It all seems so unfair. Lord help us!🙏