could this be hpv??

has anyone here had HPV and if so can you describe to me what the warts look like?? i have had 3 “skin tags” down there and i just take them off and only 1 has came back... they were never in clusters or would not pop up at the same time it would just be randomly could just be HPV or just skin tags ?

it’s more on the inside of my butt check ... is this something to worry about ?