Ways to get your credit up quickly ?

Question

￼ i’m trying to get my credit up to buy a house before my baby is born in March… I got preapproved with a cosigner from one place and another place that if I wait two months I’ll be able to get it by myself and that would be the FHA loan so that would be a lot better for me. ￼ but I didn’t know if I could get my credit up quicker? I have a couple of credit cards that I have combined into one payment that I can’t use. And I have another one through my bank that I’m paying off. ￼￼￼

Answer

Paying off your credit cards would be a great credit booster. Also hospital bills if you have any. 🙂

Answer

Make sure all collection debts are paid off. And pay off as mush as possible on your credit cards. Other then those two ways, there’s not much that can be done immediately. It will go up as you continue making on time payments and the longer your credit lines have been open.. also be careful about applying for too many loans because every time you apply and they run the credit report, it has a negative impact on your credit.

Answer

Have your lender run a “what if” scenario on your credit to see what paying down or off your credit cards would do to your credit. It may not be enough to make a difference right away.

Answer

Here’s a little hack for you. For round numbers, let’s say you have a minimum credit payment of $50 each month and it’s due on the 25th. Pay $25 15 days before your due date and the remainder on the due date. The creditor sees that as a double payment and your score will increase

Answer

The only thing that would probably truly help is paying off your credit cards.

Answer

We paid off all of our debt. It’s the amount that’s the highest monthly bill and also went to credit repair.

Answer

1. Paying bills on time
2. Pay off debt
3. Don't have so many active credit cards at once
4. Keep the balance/spending low on credit card
From what I'm reading there is no quick fix overall. Everything takes time

Answer

Just pay off whatever money you owe.

Ways to get your credit up quickly ?

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