Insurance for you and baby?

I'm kind of low key stressing on long term situations. According to my states website, my husband makes to much to be on state insurance if I were pregnant. He owns a business but obviously what the business makes is not what we pay ourselves. We were private pay insurance but it is super expensive and covers pretty much nothing.

I can work and have been applying but so far all the places I've interviewed, I would end up owing them weekly just for medical insurance. The pay in my area is far from being comparable to cost of living.

What options are there for insurance? Even if I have to pay cash for the birth then so be it but I'm afraid our baby may not have any coverage if they deem the actually business account as what we make verses what we really pay ourselves monthly.