Afterpay

Has anyone not paid back Afterpay? Does it go to collections? It didn’t ask for my ssn when I first got the account but I’m scared I’ll get in trouble somehow..

I would pay it if I had the $ 😑 I don’t because of an emergency n now I don’t have much I need what I have for my rent and stuff that’s why I’m wondering what happens if I don’t pay it does my account just not work anymore or does it go to collections