Should I take a HPT?????

So I am like 2 days late!! Should I take a test??? I'm usually very regular. 
I don't want set myself up for disappointment. 
I feel like AF might come but symptoms are much milder than usual. 
TTC  (#2 for me, #1 for DH) for 2 years and just stopped trying so hard. 
Can't really afford any intervention. 
I have PCOS and DH has low count and motility. 
We BD only once during the fertility window.