Should I get genetic testing? (Low risk)

I am 25 years old and 10 weeks pregnant. My fiancé and I are disagreeing over the need for genetic testing. Personally, it wouldn't change my mind and I don't think I want to have to make that decision- plus my insurance isn't going to cover a thing being that I'm young and otherwise healthy (just have an underactive thyroid which I am being treated for). Anyway what do yall think? Did anyone get it done when it really wasn't all that necessary as far as risk factors? I don't know what to do I'm pretty torn and I'm wondering what other younger moms do. Thank you. 

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