Please Help. I'm Afraid Going to Run My Husband Off (Long, but please help)

My hubby and I have been together a little over 2 years and we're parents to our almost 1-year old son. We've done a lot in our short time together, it's always been great fun, companionship, and being there for each other. I'd say in about September out finances took a turn for the worse. Basically several events happened at once compounding an already financially strained situation, and we are still struggling now to get out this hole. We both work 40+ hours, have made sacrifices in order to save funds (Ex. We live in my mom's house instead of on our own to save rent money), and I think we are both just pretty damned tired all the time. Any free time either of has is shown to our son; hubby and I haven't been on a "date night" since my birthday back in January. Anyway, I'm trying to say we have some very large stressors going on in our lives.

My husband has stated that the ongoing financial issues are what's causing our day-to-day spats. He and will have some fallout over something petty. I can't stand sitting in tense silence and I don't like to go to bed angry. So, I will ask my husband why did we react this way or why was whatever the issue was so personal it made one or the other snap. My husband doesn't ever want to talk about what happened and prefers to ignore the fight until it blows over. In the meantime I interpret my husband's aloofness and standoffish approach as negative, and I begin to think oh God I really did say something we can't come back from. Basically, my mind races and I start to worry. Well, my reactions annoy much husband and he gets frustrated with me saying I'm being too emotional. I say all I wanted to do was talk and understand what happened and hubby says there's nothing to talk about....and you can see where this goes right? The fight escalates and no one is talking.

We had another spat tonight and I caught myself realising the fight was going the same way it does all the time. So I checked myself and told my husband I was in far too an emotional state, that I should try say anything more, and that I was going to sleep on the couch so we could both just cool down (it was a really bad fight tonight).

Well, hubby responds I'm taking it too fat and now I'm being dramatic. Well wth? He doesn't like me talking out why the fight happens, but then he's upset when I shut down. I am just at a loss of what to do now. I know we are stressed, people snap, but this cycle happens far too much for him and i. And tonight I thought I'd done right by calling for a time out, but it just added to the fight.

I don't want to run my husband off, but idk what to do. Problem happen, I talk email out; hubby dismisses it. Where do we meet in the middle? I worry he's gonna lose patience with me. Do I just stop talking altogether and also ignore the fight? But inside that sort of silence just tears me up with worry. How do I fix me?? 😢