a baby :(

Me and my fiancé both want a baby. We are financially ready yet but we'd manage if you know what I mean. But it was usually just me who said I wanted it but the other day he told me he had been dreaming about holding our child and that he lost sleep over it because he really wants a baby. We talk about it daily and whenever we're around my familys kids and my cousins who are  small it just makes us want it even more.i don't know but my heart is aching for a baby we both feel as though we need this. Advise please