is IVF worth it

Elizabeth • TTC#1. 5 years and counting. Waiting for our little miracle.
So I recently changed my insurance and instead of covering 90% of infertility treatments it covers 0%. My options have run low because now it will cost me between $3-15k for any treatment. My doctor told me in this case IVF would be my best option. It's the most expensive but gives me 47% of a chance of becoming pregnant. Is this worth $10-15k? What if it doesn't happen the first time? Then I'm out that money and can't pay it again. 

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