pain?

So it's almost my boyfriends and I's six month anniversary and he's an amazing guy I have so much love for him I honestly think one day we're going to get married. But the thing is we still haven't had sex. We've tried a couple times but I back out every time bc I'm scared of the pain. And I heard it hurts a lot so i punk myself out. I really want to have sex and I feel bad making him wait. He tells me every time he will wait for as long as I need bc he's a really sweet understanding guy but I want to have sex with him bc I want to experience it. So ladies please tell me how is the pain when loosing be your virginity.. Does it hurt as bad as people make it seem. Does popping your cherry feel like a pinch? PLEASE EVERYONE COMMENT AND LET ME KNOW!? (If you didn't pick up by now obviously I'm a virgin)