so im 24 i go to college and have a full time job I want a baby but i feel like i'm too broke for a baby I mean i still live with my parents .i do have a boyfriend of 3 years i don't really know if he's ready either because he never mentions it we do have unprotected sex and i'm not on birth control so if it happens unexpectedly then i guess we will be ready but does everyone just do that? like they aren't ready at all but THINGS happen and they Have to be ready no matter what now because a baby is inside them? i don't know it's something to think about