Pregnant?

Destinie

My cycle is 20 days late! I spotted a pinch one morning and then another morning. I have been extremely exhausted & I have been having cramps. I also have been having lower back pains & have been extremely moody. On top of that I have been urinating & having bowels way more (sorry TMI).

I took a hpt on last Thursday, but it came back negative. I'm taking another one tomorrow morning. Could I be pregnant or could AF still be on her way?