I want a baby :(

I’m 21 years old and my boyfriend is 24. About 9 months ago I had an abortion which I regret very badly.. I watch my baby cousins a lot and I just love them so much. Now I really want a baby with my boyfriend. Him and I have been together for almost 3 years! ❤️ I love him so much but I’m just not financially stable, I’m still in college and I work a crappy part time job! I also have no car!! He has a car, a great full time job, and his own little room. He always says let’s have one and he’ll take care of us but I just don’t know lol😢☹️