How to be more financially stable? I'm 19.

Question

So I'm 19, my fiancé is 22. I'm a full time college student and he is a plumber. So he's a plumbers assistant right now, and can't take his test until he works there for 2 years. Right now it's been a year. After he gets his plumbing certificate he will make about $20 an hour. Right now he makes $11. 
I can't get a job for anything!!! I continuously apply and get some interviews, but since I'm in college full time no jobs want to work around my schedule. 😕 before I started school, it was super easy for me to get a job. I worked since I was 16, until I had to quit due to moving in with my boyfriend and his family. 
Well, we literally can't save money for the life of us. We are trying to save up so when I have my associates degree for Office Administration, and he has his plumbing license, then we can get a house. So we are trying to save up as much as possible so by the end of next year we can have atleast a few thousand dollars to help with a down payment. 
Also how do you build credit? I'm really new to all of this financial stuff, so I just need advice 😭 I don't want to end up being one of those people that live with the parents for forever because we suck with money

Answer

Selling Mary Kay is a wonderful option. You work around your schedule and make as much money as you can sell. It’s a tax write off so taxes are great. I sell Mary Kay and I’m a full time college student and I work part time.

Answer

Built my credit by getting my first credit card. Used it little by little and paid it off every month. Next thing I’ll say, alot of people disagree with, but I started getting store cards every 6 or so months. Places I actually shop at. Currently have about 7 accounts but not all in use. Its risky but you have to make sure you never spend more than what you know for sure you can pay. Also bought a car and that has helped too. I rotate the cards every couple months. Maybe only carry a balance on two and nothing I cant handle. Creepin close to 750 now and when we reach 800, we’re getting a house. Good luck to you! Remember, nothing you can’t handle!

Answer

Colleges usually hire students. Ask people you know, most of my jobs were had by having an “in”.

Answer

sign up with job searching apps/websites like indeed, monster, etc. my state has a job board thing called ncworks, you can check and see if your state has something similar. make a good resume and apply to every job you see that matches your resume, and even if it doesn't, apply anyway. if you want, I can try to help with your resume if you don't have one. for building credit -- you can get a student credit card or go to a place that sells furniture and "rent" something with them. Basically the way it works is you pick out a piece of furniture, apply, they'll see that you don't have credit which they usually have a separate program for, if you get accepted for that then you'll have monthly payments on the furniture which will effect your credit score. make payments on time and it'll be a good mark. if you're late, it won't. but this way, it can help you build credit. You can do the same with a credit card -- buy something (make sure you have the money for it in your account before buying it), then pay off the balance when it posts to your account. that will all help you build credit. the only thing is that some people get carried away and end up in debt so you have to be careful.

Answer

Only way to build a credit rating is by getting something on credit. Sounds a bit of an oxymoron but it’s true. Get a mobile phone contract and make sure you don’t default on it. Also try and get a credit card with a small limit and buy a food shop on it every month but make sure you PAY IT OFF AT THE END OF THE MONTH that way you don’t build up interest. 
In the UK being on the electoral role helps too - not sure about in the US though? 
Just little things like this will help whilst your try and find work.

Answer

What kind of jobs are you applying for in college? Both my fiancé and I are both full time students and we both have jobs. I actually work two Have you tried to get a job on campus at your school? Retail and fast food are always hiring and will at least work with you on weekends.

Answer

I worked 4- 10 hour overnights a week while in school. It was exhausting but I survived

How to be more financially stable? I'm 19.

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