Financial help please.

So my dad recently passed away and left me $180,000 from his life insurance policy. I’m 19 years old and have never had a large amount of money before. Like at most I saved up $5,000 from a little job I had to help pay for my first year of college.

This money is in some kind of account where like, the stock market helps it grow or something. I’m not sure what it’s called, but his lawyer said more money could go into it the longer it’s in there. If that makes sense.

So I’m in college and have about 4 years left total. I’m taking out federal student loans because I was not eligible for pell grants or financial aid.

Should I use this money to pay for college? OR should I save it all, and when I get my bachelors degree, I buy a house and pay it off? Or at least almost pay it off.

Or should I just save it and never spend it unless it’s for emergencies?

My mom sucks with money so I can’t ask her advice. I was wondering if anyone on here might have any advice you could give me.

I know there’s different interest rates and things when it comes to student loans and houses, but again I don’t know anything about that stuff. I’m just scared to blow it all on something and then regret it.

Sorry if this doesn’t make sense. Thanks