some advice please.

Ok so my husband and I have been married a few years now. we have discussed kids and we both want children.

But it has been quite aggravating lately. my husband and I have sex a few times a week. but everytime we have sex he doesn't ejaculate inside me, he pulls out and when he ejaculates inside me it's always a couple of days before my period (when I have a 2.9 percentage of getting pregnant).

I have talked to him about this because I know he wants kids. so when we did talk he's just so scared about having kids...like will he be a good dad? will one job be enough? will be a good provider? etc etc. which I get.. nobody is ever ready to have a child, but i know because it's all in his that he will be a bad dad and not be good enough, and he is such a worry wart and he panics enough for the both of us and worries about everything that I feel like we will never be pregnant because he's siked himself out worrying so much. and it breaks my heart because I know he would be such a wonderful dad.

I don't know what to do to help him.

Everytime I bring up trying for a child he says we are. but I told him we need to try when I'm ovulating. so he goes on about how scared he is(which I am too) but I told him that's normal. so what should I do..???? any advice ladies???