Stay working vs SAHM

I apologize this is so long 😕

I need your stories, plans, or ideal situation after your baby is born (or if you have kids now!). I’m almost 15 weeks and I keep going back and forth on what to do.

I stayed home with my grandmother (my mom was a teen mom) and I also went to a daycare part time where my mom worked, because my grandmother worked part time at a job she loved. I eventually just went to the daycare for preschool because I just didn’t like being there, then was home with my grandmother all the time. My husbands mom stayed home with him and his 4 siblings, and he never experienced daycare.

I worked at the daycare I went to as a kid, and my mom still works there.

I have a job that I work from home 2 days a week, when I’m in the office it’s about a 40 minute drive. Its an okay job, I don’t love it or hate it. It pays well, and I do like working from home. My husband makes good money too and when he graduates from his program (1.5 years) he’ll be making what we make combined now.

We could afford to live off of one income, we basically do now. I pay all the bills and his is for saving/projects around the house. I just don’t want to live/feel like I’m living paycheck to paycheck if I don’t have to. I know it’s only temporary until he graduates but I like the security and freedom of 2 incomes. We have no debt except our house, we have over $11,000 in our savings and over $1,000 in a fund for heat and Insurance. I’m a planner.

But on the other hand, I don’t want to put money before my child. She would be with my mom/at the daycare from about 6/630am until about 4pm, and that makes me feel guilty especially after suffering from infertility. I’ve thought about part time work, but from what I see the hours wouldn’t work with my husbands job... but it could be a possibility I suppose.

I want to be the one who teaches her things, and show her that I’m around. I was always closer to my grandmother than my mom. My husband would absolutely hands down prefer me to stay home with our child, but if I want to work he says he would support that.

I just don’t know what to do. Luckily I have time to decide, but I’m hoping to hear some of your stories.

*also, please note I understand some women have/want to send their child to daycare... no judging from me I’m just trying to see what works for me and my family 💝