GENITAL WARTS??? help !!!!

i’m super confused to why i have these bumps i have about 2-3 around my downstairs area and this one is on my thigh, i’ve only been with one person and that’s my fiancé, he has been tested many times before we’ve done anything and he was clean and nothing showed up in his blood test? what can i do about this? will it get worse?

we’ve been to one doctor and he said it was a form of wart that i contracted through a virus and not sexual contact? but as i researched it isn’t possible and the doctor has terrible ratings.

extremely confused i’ve had them for over two years.

let me know what it even is thank you