What my step dad said to me really hurt me. Am I over reacting

I’m 25 and have been living back at home for 2 years. At 21 I moved into my own place with my boyfriend and was paying all my bills. I got extremely sick thyroid, period and just other issues and my parents moved me to another complex and started paying for my rent and stuff. I told them I could move back but they insisted. So I was about 23 when I moved back home. During this time I was in an abusive relationship and my ex was also financially abusive. I had a job and he didn’t but he always had to hold my wallet and feel I control. He opened several credit cards in my name and over drafted my debit card which I didn’t know about till the card was closed. Anyways we broke up and I’ve worked to get my finances back. My parents helped with a lot of debt but I’ve worked to establish positive credit and keeping my accounts in good standing. Lots of healing and still having to fix my health here and there but so much better. It was really bad, I could barely stay awake or walk up stairs or grocery shop. With corona I’ve had to rely on income from my used to be hobby and it’s good but not enough for bills. Been job searching. Anyways since I’ve had my accounts for almost a year I’m eligible for checks and to upgrade soon, which is amazing as everything was bad. 3 years ago I had a card linked to an iPad and that ended up getting stolen, long story short at and t never fully reported it stolen so it was off the bill but could still be used through internet. I also didn’t have access to transactions as my parents did and this whole time there’s been charges and my mom was paying them. I helped her report the card and she was saying how she can still help with doctor copay and meds. Then my step dad started going off on me how I’m 25 and should have it all together and eventually one day they won’t be around. I said you’re acting like I’m 45 and still don’t have my stuff together. And he said I should have my stuff together. I already know this and already feel guilty for moving back and feeling behind all the time. I made some really stupid decisions in the past and have been working on making things better. I’ve been staying on top of my finances and finally my credit is looking good again and I’m fully in control of my accounts. I’m not hanging out with people who use me or are bad. And I’m taking care of my health which 4 years ago I would’ve ignored any issues. I do constantly feel like I’m not good enough or that I’m so far behind. My cousin who is a year older and her brother who is a year younger than me are in a similar position. Their parents literally fund thousands into their savings and pays for their trips and rents. And my step dad speaks so highly of them. My savings is funded by me and my little side work I do and I’ll chip in for groceries here and there

What he said hurt and I’m not sure if I’m over reacting or not