When is it time to let go??

I've been with my boyfriend for 5 and 1/2 years now. We've been living together for over 3 years. He has made remarks about not wanting to ever get married again. Which he has said he was just kidding however my mom heard him say it....and she has been mad since. I was stunned by the comment and upset.....but per usual.....he has no clue as to why that would upset me.

And My parents hate him. They think he's just using me and I'm exhausted from all the fighting. My parents live with us....mom has Multiple Sclerosis and needs help....its just easier for them to live here. They do contribute to household bills and run errands for both of us since we both work full time.

They hate him because he doesnt pay hardly any household bills. I pay the rent/gas/electric/car insurance/water sewer trash /storage units.....we moved and still have stuff in storage.

In addition i pay for my own 5 credit cards and my car payment. Only thing he consistently pays.....with much nagging yelling and screaming is the whole cellphone bill...and one of my credit cards i foolishly let him be a user on and he maxed it out. (By buying lottery scratcher tickets) Found out his gambling problem that he says isnt a problem.

I've bought all the furniture and appliances. Because if i asked hime to go buy a new toaster for 15 dollars at walmart.....he goes to goodwill and buys one for 5 dollars. (There are just some things due to bugs.....i dont buy used....like toasters, microwaves, coffeepots etc. Ive told him this and he ignored me anyway.)

Before my current job ive had 2 or 3 jobs at one time and still have been paying all the bills.

He doesnt budget money....all his money goes to his car payment and two payday loans he got because......he thought it was a good idea.

He says they just hate him just because and "His job is very demanding and he is the only person working hard enough" He is a salaried manager at a gas station.....which i have no doubt is taxing at times and frustrating. But he's not had a day off really or a vacation in the last 4 years. Its not like his job is something life or death like. He was off when we all had covid this winter....but i hardly call that a vacation. He's always getting calls from work or covering other stores. No matter where we are or what we are doing.

Now it wouldnt be so bad if his pay was really really good....but its not. He makes 34,000 a year and basically told by corp he is on call 24 7 a day 365 days a year. I have told him over and over with the 90 to 120 hour weeks he puts in he makes less than minimum wage. (Ive said....get another job million different places are hiring. Ive offered to write up his resume and make it nice etc.)

And I've tried telling him these are the dates bills are due they need paid and he has an excuse everytime. He doesn't think its wrong to make a late payment constantly.

I don't know what to do. I love him. But i can't deal with all the fighting. Im tired of feeling like im the only one who cares anything about finances. Or our home (a rental but still home) the animals (his cats my dogs.)

At this point he's become a roommate that shares a bed. (Not sexually....thats been a year. Whole other issue on top of it all) Who doesnt pay household bills and doesn't want to help around the house and when asked to do something.....moans groans and has a fit....complaining he's tired.

Hell im tired too.....i work 55 to 60 hours a week. Except i get paid overtime and my extra hours are voluntarily. Im trying to save for a house downpayment.

I dont know what to do. Do i tell him do immediately get out?? Do i give him an out by date?? Do i let him stay?? Do a try one last shape up or ship out? How do i make him understand? Or do i just give up? I tell him to grow up and he has a fit. He is 37.....im 32