Fertility specialist question? 👩🏻‍⚕️👩🏾‍⚕️👩‍⚕️

So I had a consultation with a fertility specialist. I’m not sure what my insurance covers but, incase it didn’t has anyone paid out of pocket and how was it that you paid for it?

Also she said that if I get my period this cycle she would get me in to do some testing on day 3 to do a baseline/vaginal ultrasound to check my uterus, uterus lining and to check follicle measurements and HSG testing anyone who’s had that done what was that like and did you start any type of treatment after any findings? Does an HSG test hurt?

But I am praying I wont need that and get my bfp this cycle🤞🏻