Credit Score & Relationship Advice

Soo long story short I have poor credit at the moment, partially from having credit cards with no financial literacy and partially because my parents have opened things in my name and let those accounts go to collections. Those accounts fall off Fall of 2024 which I’m happy about to get a clean slate soon but I’m also worried because my bf is wanting to move in early next year before the collections fall off….

He has great credit (740) with no collections and has had a long history of credit since he was a teen because his parents put things on his credit that they paid for him so he can have good credit.

My questions is when and how would be a good time to bring this up? Or is it possible for us for get approved for an apartment if we each make over 3x the rent individually and he has good credit although mine is poor?

Also, I am quite embarrassed about this but have been doing my best to fix my situation. I have all my credit cards paid off and have a hefty savings and no late bills in years. I’m still sitting at 570 due to the collections still on my account. But I’m looking forward to the future for myself and with him! He’s a very understanding man but I’m just nervous about our approval odds.

I plan to talk to him about this but would love advice if anyone has gone through something like this before.

Thx!!