START IVF or go for IUl#2? 6yrs TTC (photo from prev.ectopic pregnancy)

Long story short, we’ve been TTC for 6 years. We did our IUI on Oct 2, 2023. It was successful but then later found out it was ectopic so I lost my right tube.

My REI told me during my follow-up visit that I was starting to have endometriosis so he highly suggested I go start IVF instead of doing my second IUI since I have mild hydrosalpinx (my left tube is slightly inflamed but dye passed thru during HSG).

He said, I’d be risked for another ectopic & I had better chance with IVF but we don’t have the money for IVF yet. We need at least 6 months to get it. Nothing covers fertility treatments from where I came from. But my Dr. told me, he was just laying options, he was not forcing us to go straight IVF so now, I’ not sure whether to go for my 2nd IUI or just save up with IVF.

Also, I don’t have any experience with uterine pregnancy so I’m scared of miscarriages in case we try IVF. Stepping on the “last resort” is really a hard decision to make.

So, do u think, I should give IUI another try or just go for IVF? Also, for those of u who do IVF, may I know the reasons why u had to do IVF? Just want to see if we are sharing the same experience.