Starting a skincare routine

Alright peoples! I just turned 28 and want to get started on a skincare routine. My only complaint is I have bags under my eyes. I have clear skin with little to no wrinkles. I also do not have dry or oily skin. I don't wear makeup but a few times a year. Im wanting to get rid of the bags and start doing some wrinkle prevention, as much as possible. I know wrinkles can still happen. What do I start with? I currently just use a washcloth and antibacterial soap on my face when showering. Pic for reference.