Ectopic ??

Tia

Hi guys ! I got.my tubes tied 4 years ago so i know this shouldn't happen. Im terrified i could have a possible ectopic pregnancy. My period is 10 days late and my cycles are very regulated. I don't have any known health issues. All of the urine tests are negative . Has anyone had an ectopic pregnancy with negative urine tests and a late period? TIA