How can I afford college or community college?

So for religious reasons we are not allowed to take out loans. My husband gets paid well and maybe could afford to pay for me but it might make us live paycheck to paycheck considering all the other expense we have and the assets he is paying off (no loan). I came to the states from the UK where university is 9k and some change and to see how much it costs in the States is jaw dropping.

Is there a way to pay less where it’s more affordable? I’m desperate 😭 I really want to get my degree

(Yes most people on my religion pick and chose when the loan stuff applies + difference of opinion but this isn’t the topic of discussion for now)

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