Nap help. Drop a nap?

So my almost 9 month old has been down to 2 naps for awhile. Her schedule right now is:

6:30 wake

10:30-12:30 nap

4:30-5:00 nap (I wake her up for this one bc she’d keep sleeping otherwise)

8:00 get ready for bed. She takes over an hour to get to sleep so isn’t usually down for bed til 9

She doesn’t give any signs of being tired and she won’t nap earlier than these times. I’m thinking she maybe needs to drop to 1 nap and an earlier bedtime.

My first baby dropped to 1 nap early I remember and she was done with naps before her second bday.. it seems early but wondering if we should drop to 1 nap now. She is a very happy baby and seems to need long wake windows before she’s tired!

Any advice?