My plan

Okay so I've had two kids one ahead in the hospital for medication whatever my second one I had natural in a hospital but I barely made it to the hospital. And I have a plan for when I have my third I'm just going to have the baby in my bathtub and then I'm going to go to the hospital because I figured if I have a baby in a bathtub it would be easier to clean and I've given birth naturally before so with that logic I totally be able to do it just fine probably remove the kitty litter box in the bathroom though sanitize my bathtub it'll be okay maybe ooh or I could just have the baby in my bedroom where I'm comfortable. I don't even know if I'm pregnant yet I'm just making plans because I loved the way when I had my natural birth the postpartum wasn't that bad I was able to move and walk around just fine after I was bleeding a little bit but that was fine my insurance does not offer home births they want you to have the baby in the hospital so the plan is just to tell them I had no idea I was in labor what's the point of going to hospital anyway who do I call just to say hey I had a kid at home and I don't want to go to the hospital how can one do that like I'll go to doctor's appointments throughout the pregnancy but I just don't want to have a baby in the hospital I want to have my baby at home where I'm comfortable but I could relax in my bed or I could have edible food and I wouldn't be bound by anybody's policies and that wouldn't be a mad dash an hour and a half out of town to get to the hospital I just have a baby at home I really want to just have my baby at home for my third because I feel like it'd be better cuz I get hospital and anxiety I don't want to be at the hospital somebody tell me how to just have a baby at home do I just call 911 and go hey I had a kid I'd like to report a birth I kind of really would like just to have a baby at home and it not to be a problem anybody know how to do that.