Baby fever

So I'm a junior in college working 2 jobs on ny own and now all of a sudden I have baby fever I'm 21 I've always wanted to be a family mom like I never wanted to be out drinking every weekend sleeping with different guys until I find the one I wanted to married and have children and now that feeling has reached full surface the only thing I'm afraid of is financially failing as a mom should I wait or just put my faith in God and have a child