More than just baby fever

Hey ladies! I could really use some help. My boyfriend and I are 25 years old and we always talk about having a baby and what our kid would be like. I am not on bc and we use glow to track my cycle. He pulls put on my high risk days. I have wanted desperately to be a Mother for about 2 years and he says that he wants it too, but when I ask he says that he is not ready. Well he says that he is ready but he is scared. He says he wants to be able to give our child any and everything. It's almost as if he expects to be Oprah rich before TTC. I tried to assure him that it would be years before our kid even started to ask for things. But, he still worries. Ironically, both of our families want it to happen. It is more than just baby fever, it is all I think about. I google baby names, pictures, and take quizzes all the time. I even go into baby stores during my lunch break and I get jealous of every pregnant woman I see. I hope I get pregnant by accident. I think I worry that because I'm getting older and when we actually do try.. that it'll be really hard and I'll just be heartbroken every month. I already get sad every month when my period comes. Don't get me wrong I truly love my boyfriend but it feels like something is missing. I don't want to bring it up to him because I feel like it may come off that I'm pressuring him. I don't really know what I'm asking. Maybe I just needed to vent or see if there's anyone who can relate. Please, any comments would be helpful. Thank you