Iud problems

Ive haf my iud ( Paragard) in for four yrs now. I just need to know am I the only one having weird side effects to it. My edges of my hair have falling out and I recently developed a cyst. Also I feel like im on my period for forever(10days). And my moods drive me crazy. Im always blooded and always have to wear a linet because im alwayd discharging. Sometimes I spot and sometimes there's nothing. The doctors want 499 to take it out when it cost me 1500 to puy in. I think I was better off without it but I needed to regulate my periods. Ive had an awful experience and just want to get it out. Help plz!