Changing ob at almost 27 weeks

In the beginning of pregnancy  I got blood work and initially declined their cystic fibrosis panel and when the midwife asked why I said because it doesn't run in our families and I don't want to pay for it to which she replied well why not it's covered by your insurance. I come to find out the whole $750 for the test went to my deductible and none was really covered by insurance . I appealed and got denied. I was also do for my anual pap in the beginning and instead of coding it as my annual they charged me for a medical one and I also owe $70 for that. I am just so very much over he negligent billing and information given as a FTM id rather give my money to someone else. Besides the fact you wait an hour to be seen for 5 minutes and you get no real teaching. It sucks to switch so late but I'm not connected to anyone emotionally at this point and have had a seem less pregnancy so far