Need help

Ok so I get very itchy on my vagina. I have scratched it a lot and irritated it a lot. I know I shouldn't but sometimes it is so bad. I have scratched once so hard I was bleeding. I have gone to Gyno and she looked at it and has said it is an allergic reaction to either a soap or detergent. I stopped the soap and then used it again but haven't used it in awhile. I haven't changed the detergent yet. It is so bad right now. There are bumps. It isn't only on my vagina the area by my leg is itchy as well where it connects to groin area. 
I can't help but think it is more than an allergic reaction!! The last few days I have a lump there. You don't see it but can feel it when you touch it. Today I noticed it kind of looked like a pimple and I popped it. It was similar to a white head except what came out was liquid. It wasn't a lot and then blood came out and it stopped. The lump is still there. I'm so nervous and my mind has been going crazy. I'm thinking its herpes, warts, or HPV. I've looked up pictures and it doesn't really look like the pictures. Anyone else had something similar and it was an allergic reaction. If it was an STD my Gyno would have been able to tell by looking at it right? Sorry this is so long. Thanks for taking the time to read it all. I am such a mess crying right now thinking the worse. 

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