this is so embarrassing

but I dont no what to do so I have this problem down there right so I always get really itchy down there and I always get this cut in the same spot every time but I no its not frush because I had that not long ago and the cream really helped with my cut and everything but every time i go for a wee I get really itchy and it's goes away after a while but it's every time i I have to pee and it's around the whole and the clit and I no I havent got a disease because me and my boyfriend was virgin's before we met so I was wondering if I'm allergic to pads or somethig because I use the same ones every month apart from last month I actually got differnt ones because I couldnt find the ones I wanted but i wont go to the doctor's because that's so embarrassing so I have been stuck with it for a while but I spoke to my mum and she said pad make her really itchy as well maybe it is the pads what do you lot think