20 and still a Virgin

SOS IM A 20 YEAR OLD VIRGIN.

i know being 20 isn’t very old yet it feels like it’s old when I haven’t had sex yet. I’m so nervous to have sex, not that it’s going to hurt or that i wanna wait until marriage or anything like that really but im nervous that my vagina doesn’t look right or when i shave I miss a spot or what if i taste weird I have all these what if types of scenarios in my head that it’s psyching me out from having sex. There’s been multiple opportunities for me to have sex but I’m so anxious of all of these things happening and that the guy isn’t going to be attracted to me and that he’ll decide not to have sex with me. I know, sounds dumb. But I also just recently became comfortable with my breasts and that’s because I got my nipples pierced. I was so ashamed of having inverted nipples to the point i decided to modify them by putting jewelry through them. Don’t get me I wrong i love them. Sorry for going off on a tangent, I just don’t know what to do. Someone please tell me I’m not the only one who has ever felt this way and what I can do to make myself feel better. I’m just ready to have sex.