Need some help here....

So I’m 13, and very horny. I’ve done clitoral stimulation, but have gotten no results from that. I really want to take my own virginity so that I know I loved my self, but I’m scared to insert something in my vagina. I just want to know that I’ve been taken from myself so that I won’t regret having sex with someone I don’t like, AND it being my first time. Is there anything that I can do to make me overcome this fear?