Health insurance.

Healthcare is sooo expensive. Would your hubby consider switching jobs to someone who covers it?

We have Kaiser, and we love it. It’s not every where though.

A piece of advice for when you do find a new insurance, every year around tax time, pay your deductible. My dad told me that so I wouldn't have to worry about it thoughout the year.How old is your husband? Has he thought of military for coverage?

Health insurance is a damn mess. My husband and I have Tricare, and I can not be any more thankful for it. I wish universal health care was a thing 😒

Oh insurance is ridiculous, not even sure why we have it. So we pay $545 for a family of 3. We want another but we would be paying $745 a month then. We also pay out of pocket till our deductible is met. Our deductible is $15,000 for our family. So we use a health savings account just not to pay taxes on paying that. I was speaking to my mom about this and she was talking about how for our family of 4 growinf up they paid $150 a month and everything but a deductible of $1,000 was covered. That is a huge difference in 20 years.I have no advice but I think we are all in the same boat. We cannot afford child care and for me to work. We also cannot afford health care. There is a reason that people are not having larger kids or even kids at all. So I am a stay at home mom and we hope in the future when our kids are in school I can get better insurance and go back to work.I have a girlfriend once say the only people who can afford big families are those on assistance or multi millionaires.

We pay $700/month now. And I don't know what our family plan will be. I imagine maybe another $150-200 more?? I personally think that's expensive, but i know it's all relative so might not be for you. It's BCBS. (We spent about 40k on top of that in 2019 for IVF so that was fun)🥴PS are you from Shawnee, KS or a different Shawnee?😅

We buy it on the exchange for me and the kids and my husband has a cost sharing plan that we found through a broker. He has Aliera and pays around $275 a month- because it’s cost sharing it doesn’t cover mental health, substance counseling, or maternity (he doesn’t need any of that). I pay $698 a month for Fidelis gold (full maternity and a $600 deductible and a $500 co-payment for hospital birth). I used to pay $400 for bronze but my deductible was $4000 and every doctors visit was costing me about $120 after the insurance negotiated rate. So I upped my coverage for this year since I’ll be using it a lot. My kids have Fidelis Child Health Plus and I pay $420 a month for them both. So about $1400 for my family of 4. My husbands job offers insurance but it’s a joke. He works for a small business and it would cost us about $2000 a month.This is our biggest struggle as a single income household. When I worked we were under my insurance and it cost us about $500 a month. But I would be basically working to pay for childcare and not much else.