😩Does this sounds sketchy ?

I am trying to buy a car in cash. I found a seller online and he we agreed on a price. Now he is telling me the car is not paid off yet and we would go together to the bank to pay it off before i can get the car/title.

I have never financed a car so i dont know how this goes. Does the bank gives me the title? I thought it was dealership? What do i need to do to make sure he doesnt use my money to pay off the car and run off with it? How can i protect myself? Any tips? Thanks for ur advice

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