28 year old virgin

It's not that I choose to be, it's just never happened for me. And I REALLY want to loose it. Gurl, I don't know what to do with myself. And the sad part is I've always wanted kids since I was like 16. Saddd. And the gag is I'm still somewhat terrified to talk to someone I'm attracted too. Hmmm. I know. And I'm not even bad looking. And career wise I have my shit together. Maybe I be over thinking it. And I do masturbate, just no penetration. At this point, I don't even care to randomly fawk someone. But my brain won't let me. And this is my life. Idk, help me out here. So, I just wanted to hear any suggestions for my current situation.

Thanks