Any idea what is going on here?

Okay, so, this has been a super confusing and frustrating couple of weeks for me, but overall I have been staying pretty relaxed about it. I am okay with whatever way it goes, but would still like answers....

I am ALWAYS regular. If anything I start one day early, never late. This month I was due on June 5th. No sign of period.

I am now 16 days late. I have been spotting for 12 days, never able to fill a tampon or bad, only a touch of blood when I wipe, it is assuredly not my period. Too little. I have passed a couple of clots and then right back to almost no blood again.

I have taken 5 pregnancy tests and they have all either malfunctioned in some way or came up negative.

I have read many many many posts about ladies not being able to get a positive till 2 months in or more. Did anyone else have this sort of issue or is my body just being crazy?

Plan to see the doctor soon, but uninsured and have to save up a bit as I was quoted $350 for first patient visit at the gynecologist I want to see.