Is it too late for me?

I came up from Unfortunate circumstances with my mother being crazy and all of that ending up my parents divorce and the me having to drop out of school because I had nobody to take care of me to having to leave home at 17 and have been living on my own since.

I started dating my boyfriend when i turned 18 and 2 years later we are still together, now I'm 20.

Hes been taking care of me bless his heart for the last 2 years and of course he doesnt mind but I do.

I feel hopeless, like I'm jogging in place unable to get my life started.

I have no high school diploma, no GED, no car and no job.

My life sucks and I feel like I'm wasting my life away.

My boyfriend is 27 and works all the time.

I dont have stability in my life and its constant stress and anxiety.

I need help and dont know where to go or what to do.