Time ... and money

I am 39.5 and started TTC #1 in July. I got pregnant 2 months later but discovered a blighted ovum at 10 wk scan. Just had medical miscarriage last week.

I live in New Zealand where the government subsidizes fertility treatments but only until your 40th birthday. So I have 7 months to take advantage of that option.

If you had only 7 months and could potentially save thousands of dollars, what would you do? I don’t even know if I have anything wrong (other than age related egg quality issues) but it seems crazy not to take advantage of the subsidies while they still last.

Thanks