Who should be on the title? Mom or BF?

I’m getting a new car that’s more reliable than what I have now. I’ve saved up $10k to put as a down payment. My boyfriend is wanting to help with the payment, which will be $268/month, until I take the NCLEX and can start working.

The car I currently have now has a lot of exterior damage (got backed into—bumper being held on my zip ties)—mom said to cash out the insurance to put towards a vehicle on her then husbands car yard which didn’t work out, seatbelt locks up constantly, have to manually pump gas the whole time when filling, piece beneath the car is zip tied, water leaks into trunk, rattling noise when idling on break, cracked windshield, loose windshield seal. My boyfriend’s dad is in need of a car for cheap, so he offered to buy it for $2,500, which is what my mom originally agreed was reasonable. But now she’s saying I could’ve sold it for 5k, which I don’t agree with based on the damage. It’s a 2016 Nissan Versa with 81k miles on it.

But my mom is wanting me to put her on the title of the new car as an “and/or” in case something happens to me, but my bf thinks he should be on the title also since he’s going to be helping make the payment. My mom’s in the middle of a divorce and her ex is trying to take back my sisters’ cars since it’s in his companies name, so she’s worried my bf may pull something like that too if he’s on the title. I really don’t see my bf doing something like that. We also have a 5 year old, and he says he wants to help bc I have his child and he wants us to have something reliable. I’m stuck on what to do. My mom has helped me a lot, so I feel like it makes sense for her to be. But my bf is going to be helping me with the payment, so it makes sense for him to be also. I don’t want to upset either one. I’m so stuck on what to do.