First time!!

I'm 13 and my boyfriend and I have been together for 2 years now. We've gone pretty far but never had sex. He said when we started dating he was waiting for the right girl, and now he says I'm that girl. We have talked about it before and came to an agreement: we said we wouldn't do it until we were both ready and it happened on its own. I'm not sure if I'm too young or if I'm 100% ready. I think I am but I would like some older girls opinions!! 😬😱 this pic is us at a football game!!